What’s the best insurance policy for you? Well before that, let’s talk about this concept called ‘Adulting’. The oxford dictionary defines it as – the practice of behaving in a way characteristic of a responsible adult, especially the accomplishment of mundane but necessary tasks.
Whether you are very responsible or a little less than others, you’ve probably heard the word before. But the definition is where the catch is – accomplishment of mundane but necessary tasks. And yes, buying insurance is a part of adulting. A necessary task!
You can knock it off your adulting bucket list (Yes there’s a list for that too) with a meagre premium. Don’t overestimate the rate of your premiums and just have a safety net if something goes wrong. What would you choose? A 6-inch chicken pizza with garlic bread and coke from your favourite restaurant or a cheap insurance policy that protects you in the case of an accident? We give you 6 reasons to ditch the 6-inch pizza and choose the best insurance policy instead.
The first and most obvious reason to get a third party insurance plan is that it is extremely cost-effective and inexpensive. You won’t feel the pinch and the benefits are tremendous.
Accidents happen! And that’s why it’s called an accident in the first place. With a third-party insurance plan you can claim a personal accident cover of up to two lakhs.
While some of us take the risk and live life on the edge, a lot of us are overcautious of how we live life. With an insurance plan, we don’t suggest you live life recklessly, but you can live life with less uncertainties.
You have an old bike, and you don’t use it too much. Well, you can still insure yourself against third party insurance. Since the risk that you face is lesser, third-party insurance plans are best suited for older bikes and cars.
You don’t want to put a strain on your family’s finances. If you have third party insurance, you will not find yourself in a financially draining situation in the case of an accident.
Unlike other insurance policies, you can buy a third-party insurance plan without an agent coming over to check your car or bike. You could buy it on your way to work, in the train, anywhere, all it takes is a few clicks online and you are done.
To summarise, third party insurance plans start at a meagre cost of Rs. 427 so there’s no need to live a life of uncertainties. Here’s an extra slice for your trouble. Reason 7: Just ditch the pizza, it will help in your health insurance in the long run. If you want to know more about cheap insurance, check out our more detailed blog here.
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