Profile of Directors

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About Coco by DHFL General Insurance

Mr. Kapil Wadhawan

Kapil Wadhawan

Mr. Kapil Wadhawan is the Chairman of Wadhawan Global Capital Private Limited (WGCPL).Under his stewardship, the flagship company of the group, DHFL, has grown into a world-class financial services company and market leader. Having transformed the housing sector in India through affordable finance solutions.He spearheaded the group’s expansion drive through two key acquisitions: the housing finance portfolio of ING Vysya in 2003 (now known as Aadhar Housing Finance Ltd.) and First Blue Home Finance (formerly known as Deutsche Post Bank Home Finance Ltd.) in 2011 that was later merged with DHFL in 2013.Mr. Kapil Wadhawan has championed the cause of financial inclusion, leading WGCPL to become an engine of growth for the group’s financial services businesses.He is the member of the Board of Governors of Infrastructure industry of the World Economic Forum. He has received many accolades for his contribution to the financial services industry and is widely recognised for his views and pioneering work. He was recognised as one of India’s most valuable CEOs by Business India in December 2013 and ranked among the Top 100 CEOs by Business Today in 2014.Under his leadership, the group has crafted an enduring CSR vision to empower the underprivileged with the foundation of education. He actively supports various philanthropic causes, through associations with organisations such as Concern India Foundation (CIF), Mumbai Mobile Creches (MMC), and Red Cross Society of India. He also contributes to various community welfare initiatives as a way of giving back to society. Profits with a purpose forms the genesis of his business vision. He has an MBA in Finance from Edith Cowan University in Perth, Australia.

Dr. (Mrs.) Jaya Balachandran – Independent Director

She is the former member of Central Civil Services and Regional Provident Fund Commissioner for Andhra Pradesh. She also served as the Deputy Secretary & Director, Department of Economic Affairs, Ministry of Finance, Govt of India. While working as the PF Commissioner for three years, she dealt with labour laws, PF coverage and PF investments. She also worked for eight years since 1995 in the Ministry of Finance where she handled foreign exchange budget, sourcing of bilateral external assistance from DFID, UK, and European Countries and also dealt with UNDP assistance. During her tenure in the Central Vigilance Commission, she dealt with analysis of vigilance cases which involved a clear understanding of the working of the public sector undertakings and organizations under various ministries such as Petroleum, Mines, Textiles, Commerce, Defence, Income Tax and Central Excises & Customs, and social sectors like Health and Education among others, while also dealing with vigilance matters relating to Delhi Administration.

She is an MA (Gold Medallist) and has a BA (Hons) from Lady Shri Ram College, Delhi University.

Click Here to View the Terms and Conditions of Appointment of Dr. (Mrs.) Jaya Balachandran as an Independent Director

Mr. Guru Prasad Kohli – Independent Director

He is the former Managing Director of Life Insurance Corporation of India (LIC) and has vast experience in the fields of Insurance, Housing, Human Resources Development, Information Technology and Marketing, having worked in different positions at LIC. Mr. G. P. Kohli is on the Board of the Company as an Independent Director since May 23, 2001.He is also on the Boards of Wadhawan Global Capital Pvt. Ltd., Aadhar Housing Financed Ltd.

Click Here to View the Terms and Conditions of Appointment of Mr. Guru Prasad Kohli as an Independent Director

Mr. Kaushal Kishore Mishra – Independent Director

He is the former MD & CEO of Tata-AIG General Insurance. He is fellow Life Member of Institute of Directors since 2014. Besides Tata AIG, he has also worked in various capacities at General Insurance Council (GIC)/ United India Insurance Co. Ltd. Between 1979-200.Mr. KK Mishra conceptualized and developed India’s First Specialized Professional Claims vertical that brought in the concept of “in-house assessment” in Indian market. This coupled with close interaction and prudent underwriting resulted in overall several point lower loss ratio compared to that of the nearest Competitor Company for last Ten years.

Click Here to View the Terms and Conditions of Appointment of Mr. Kaushal Kishore Mishra as an Independent Director

Mr. Sunjoy Joshi – Independent Director

Has a Master’s Degree in English literature from Allahabad University, India, as well as in Development Studies from University of East Anglia. He also studies Upstream Economics and Risk Analysis at the Petroleum Economist, Woking, UK.He joined the Madhya Pradesh Cadre of the prestigious Indian Administrative Services in 1983, but has taken premature retirement from the services on 2009 in order to pursue his primary interests in energy and environment. He has been Visiting Associate at the International Institute of Strategic Studies, London, as well as distinguished visitor to the Programme on Energy and Sustainable Development, University of Stanford, USA.

Click Here to View the Terms and Conditions of Appointment of Mr. Sunjoy Joshi as an Independent Director

Mr. Vijay Sinha – MD & CEO

Responsible for the operation and day-to-day management of the company in line with the IRDAI Regulations and Directions of the Board & Committees setup by the Board.An overall experience of over 31 years in the Indian Life Insurance and Housing Finance industry. Experience covers areas that include building of New Businesses, Sales & Distribution strategies, Distribution buildup and development, Marketing and Corporate Communication, Product Development, Project Management and Sales Process Re-engineering.

Mr. Suresh Mahalingam – Non-Executive Director

Suresh is Member of the Group Management Council of Wadhawan Global Capital – the core group that steers the course of DHFL Financial Services Group. He brings to the Group over three decades of Corporate Experience spanning functions ranging from Strategy, Marketing, Sales & Distribution; in challenging leadership roles.Suresh is a Director in FPSB India, DHFL Pramerica Life Insurance, DHFL Pramerica AMC, Avanse Financial Services and DHFL General Insurance Ltd. He has also been a faculty member at IMI, New Delhi and a key speaker at various industry forums.

Mr. Srinath Sridharan – Non-Executive Director

He is an avid advocate of consumerism; He believes in responsible & all-inclusive consumer access. With a keen people focus, he has led multiple cross functional teams across diverse industry projects simultaneously.Srinath is the custodian of all business relationships in the current & prospective business areas across the global ecosystem. As a member of the GMC, he works on stakeholder value enhancement and all.


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© 2018 DHFL General Insurance Limited
402,403 & 404, A & B Wing, 4th Floor, Fulcrum, Sahar Road, Next to Hyatt Regency, Andheri (East), Mumbai – 400099. Maharashtra
A wholly owned subsidiary of Wadhawan Global Capital Limited (WGC).
IRDAI Registration No: 155 | CIN: U66000MH2016PLC283275

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To visit the IRDAI website, please follow: https://www.irdai.gov.in/

Toll Free No: 1800 123 0004

Write to Us: mycare@dhflinsurance.com

Trade Logo displayed on the left belongs to Dewan Housing Finance Corporation Limited and used by DHFL General Insurance Limited with modification under license.
Coco (By DHFL General Insurance) is the Trademark used by DHFL General Insurance for its digital platform.
Trade Logo displayed above belongs to Dewan Housing Finance Corporation Limited and used by DHFL General Insurance Limited with modification under license.
Coco (By DHFL General Insurance) is the Trademark used by DHFL General Insurance for its digital platform.